Debt Management Agency

Not all debt management agencies – or their plans – are created equal. In2005, Congress enacted sweeping changes to existing Chapter 7 and Chapter 13bankruptcy laws. One of the most significant amendments made pre-bankruptcycredit counseling mandatory. Individuals who wish to file bankruptcy must nowpay for a credit counseling course before they can even file a petition. In thewake of these changes, the credit counseling landscape has become overrun byagencies offering credit counseling courses and debt management advice. Many claimthey can help consumers pay down or eliminate debt. In reality, not everycredit counseling agency has consumers’ best interests in mind. With so manyagencies online, it is difficult to sort through the promises to find the best debt management companies. Knowingwhat to look for will help you choose the bestdebt management solution for your individual needs.

Getting into debt can happen to anybody. It can start with a job loss, a medical crisis, a natural disaster or even life in general. No one is immune.

Through our Debt Management Plans (DMP), you can pay off your credit cards, lower your interest rates, eliminate fees and put an end to collection calls - forever. Sound like a plan? Good, because our Certified Credit Counselors can help you get out of debt in four simple steps.

It's free. It's confidential. And all it takes is a couple of minutes. To get out of debt sooner than you think.


read more at Debt Management Agency