Say no to store cards
It is tempting to sign up for instant credit offers in retail stores – especially when the deal comes with a discount. Department store cards are rarely a good investment, however, and can end up hurting your credit store. Store cards often carry high interest rates, which make them difficult to manage. Most consumers will also spend more if given the option to use a card instead of cash.
It is tempting to sign up for instant credit offers in retail stores – especially when the deal comes with a discount. Department store cards are rarely a good investment, however, and can end up hurting your credit store. Store cards often carry high interest rates, which make them difficult to manage. Most consumers will also spend more if given the option to use a card instead of cash.
If you have any questions, a Certified Credit Counselor is available to assist you as you go through the process.
Just a reminder, completing the counseling session is free, is not a binding contract, and all information remains confidential.
Remember, we are here to help. Our counselors are available nationwide,
24/7-by telephone and online-in both English and Spanish. We’ve helped
thousands of people, just like you, get through periods of financial
crisis.
If you would prefer to complete your DMP session by phone, please call
800.251.2227 to schedule an appointment with a Budget & Credit
counselor today.
For those clients living in the following states or territories:
Indiana, Minnesota, North Dakota, Puerto Rico, or the Virgin Islands, we
are able to provide Budget and Credit counseling – as well as our other
counseling services, but are not able to offer a Debt Management Plan.
We can, however, provide you with information on who in your state could
provide a DMP.
read more at Credit Card Debt
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